At Hamilton Insurance Agency, we specialize in helping seniors and eligible individuals in Brooksville and beyond understand and enroll in Medicare Part A—the hospital insurance portion of Original Medicare. Our dedicated team ensures that you have clear, accurate information to make confident healthcare decisions.
Medicare Part A is your hospital insurance, and it's a foundational part of Original Medicare. It helps cover costs associated with inpatient hospital care, skilled nursing facility care, hospice care, and some home health services. Most people qualify for premium-free Part A if they (or their spouse) have worked and paid Medicare taxes for at least 10 years.
At Hamilton Insurance Agency, we help clients in Brooksville and the surrounding areas understand and enroll in Medicare Part B— the medical insurance portion of Original Medicare. Our knowledgeable team will guide you through what Part B covers, how much it costs, and how it fits into your overall Medicare plan.
Medicare Part B is medical insurance that helps cover services from doctors and other healthcare providers, outpatient care, home health care, durable medical equipment (DME), and many preventive services. While most people pay a monthly premium for Part B, it’s an essential part of your Medicare coverage that complements Part A.
Hamilton Insurance Agency is proud to offer guidance and support to clients exploring Medicare Part C, also known as Medicare Advantage. Based in Brooksville, Florida, our licensed professionals help you navigate your options and find a plan that fits your healthcare needs and budget.
Medicare Part C, or Medicare Advantage, is an alternative to Original Medicare. These plans are offered by private insurance companies approved by Medicare. They include all the benefits of Part A and Part B and often provide additional coverage like prescription drugs, vision, dental, and wellness programs.
At Hamilton Insurance Agency, we help individuals in Brooksville and nearby communities understand and enroll in Medicare Part D—coverage designed to help reduce the cost of prescription medications. Our team will walk you through your plan options, ensuring your medications are covered at the best possible value.
Medicare Part D is a standalone prescription drug plan (PDP) offered through private insurance companies approved by Medicare. It helps cover the cost of prescription drugs, including many generic and brand-name medications. Part D can be added to Original Medicare or may be included in some Medicare Advantage (Part C) plans.
At Hamilton Insurance Agency, we offer expert guidance on Medicare Special Needs Plans (SNPs) to ensure that individuals with unique healthcare needs receive tailored coverage. Our experienced team in Brooksville is here to match you with a plan that fits your medical conditions, income level, or living situation.
SNPs are a type of Medicare Advantage (Part C) plan designed for individuals with specific healthcare needs. These plans limit membership to people who meet certain criteria and offer specialized benefits, provider networks, and drug formularies to serve those needs more effectively.
At Hamilton Insurance Agency, we understand that maintaining your dental, vision, and hearing health is vital to your overall well-being. While Original Medicare (Part A and Part B) does not typically cover these services, there are several ways to get the additional coverage you need.
Original Medicare offers limited or no coverage for routine dental, vision, or hearing services. This includes services like cleanings, exams, eyeglasses, contact lenses, and hearing aids.
At Hamilton Insurance Agency, we proudly support our veterans and military families. If you have VA benefits or TRICARE, it’s important to understand how these programs work with Medicare. Our team in Brooksville helps you coordinate your coverage so you can get the care you need without unnecessary costs or confusion.
Veterans who qualify for both Medicare and VA benefits can use either system depending on where they receive care. However, Medicare does not cover services received at VA facilities, and VA benefits do not pay for care at non-VA facilities that accept Medicare. Having both allows more flexibility in choosing doctors and hospitals.
TRICARE for Life acts as a secondary payer to Medicare. When enrolled in both, Medicare pays first, and TRICARE pays what Medicare does not cover, reducing your out-of-pocket costs. You must be enrolled in both Part A and Part B to keep TRICARE for Life.